Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Estimating the Cost of College This worksheet can help you estimate the costs of a four-year college program. Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio.