Our Services
Our Services
Initial Consultations are Complimentary. | Office Hours are by Appointment Only
Financial Planning
Goal determination, risk tolerance testing, cash flow and investment analysis, budgeting, strategic asset allocation, college funding planning (529 plans) and business planning.
Estate Planning
Trust applications and optimization, tax elimination/reduction strategies, hypothetical probates and charitable gifting strategies.
Retirement Planning
Individual Retirement Accounts (IRA), Rollover IRAs, PERS counseling, pension and profit sharing plans (401k) , deferred compensation plans (457), Roth IRA conversions, Simplified Employee Pensions (SEPs), Savings Incentive Match Plans for Employees (SIMPLE), Tax Sheltered Annuities (TSA 403b), pension and IRA distribution planning and analysis.
Insurance Planning
Life, disability, long term care, fixed and variable annuities.
Unique Services
E-Seminars available 24/7 on this web site through the Learning Center, mutual fund/stock database research, educational materials and custom speeches for your club or association.
Tools
Institutional money managers, fee based accounts, mutual funds, tax deferred and immediate annuities, variable annuities, CDs, asset allocation accounts, stocks, bonds and tax free bonds. Quality insurance plans including life, disability and long term care programs.
Payment for Services
You decide which method or methods are best for you. Four methods are available.
Fee based services provide for no commisson transactions and enhanced performance reporting for an annual fee based on the value of assets under management. This method of compensation is normally used by clients with larger portfolios of $250,000 and above.
Flat rate services are provided for retirement plans and estate plans which do not involve the purchase of or investment in any product. These flat rates are based on the complexity of your particular situation and are negotiated prior to the service being provided.
Hourly rates are available for clients who wish a second opinion or have single issues that must be resolved typically without ongoing mangement.
Commissionable investment and insurance products are available when needed to meet your financial needs.
For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.
larry@planner4u.com | (541) 770-6999